Cars Exempt from IPVA: Save Money and Choose the Right Vehicle

Per: Lucas 15/08/2024

Find out how IPVA exemption for vehicles over 20 years old can be advantageous and see the best purchase options for up to R$20,000.

The Motor Vehicle Property Tax (IPVA) is one of the biggest expenses that car owners face each year. But what if you could buy cars exempt from IPVA and save a significant amount of money every year? A new bill currently being processed in the Chamber of Deputies could exempt all vehicles manufactured 20 years or more from paying IPVA. If approved, this change would benefit approximately 6.7 million vehicles in Brazil, standardizing the IPVA exemption rules for all regions of the country.

How does IPVA exemption based on manufacturing time work?

Currently, each Brazilian state has its own rules for IPVA exemption, with terms ranging from 10 to 30 years. States such as São Paulo, Paraná, Acre and Rio Grande do Sul already adopt the 20-year limit, but others have different criteria. The new proposed law aims to standardize the exemption for cars exempt from IPVA throughout the country, ensuring that owners of older vehicles can save significantly.

The IPVA exemption not only alleviates the tax burden, but also increases the value of IPVA-exempt cars, making them even more attractive options for those looking for a reliable vehicle without the high costs of a new model.

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Is it Worth Buying Cars Exempt from IPVA?

Buying cars that are exempt from IPVA can be an excellent financial decision, especially for those who want to save money in the long run. In addition to not having to pay the annual tax, cars that are exempt from IPVA usually have lower insurance costs and are easier to maintain. However, it is essential to evaluate the overall condition of the vehicle and consider whether it meets your daily needs.

Cars that are more than 20 years old and exempt from IPVA may require more attention in terms of maintenance, but in many cases, replacement parts are plentiful and affordable. In addition, the market for cars that are exempt from IPVA is growing, which means that demand for these vehicles may increase, making them an attractive investment option.

5 Cars Exempt from IPVA for Up to R$20,000

If you are considering purchasing a car that is exempt from IPVA, here are five good options that combine value for money with reliability. All of the models listed below can already be found as cars that are exempt from IPVA and cost up to R$20,000, making them affordable choices for cost-conscious drivers.

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1. Chevrolet Celta Super (2003)
Equipped with a 1.4 85 hp engine, the Celta Super Energy is an excellent option for those looking for economy and performance. With an average consumption of 8.4 km/l in the city and 14 km/l on the highway, this model offers a pleasant and efficient drive. Its price ranges between R$ 16 thousand and R$ 18 thousand.

2. Ford Fiesta Class (2004)
This popular used car is powered by a 1.6-liter gasoline engine that produces 98 horsepower. With a five-speed manual transmission, the 2004 Fiesta Class is a solid option, available for around R$ 15,000.

3. Volkswagen Polo Mi (2004)
The Polo Mi is a solid choice, offering a 2.0 116 hp engine, the most powerful among those listed. With a Fipe price list of approximately R$ 19,944, this model is known for its durability and good performance.

4. Citroën C3 Exclusive (2004)
The Citroën C3 stands out for its comfort and list of equipment, as well as its charming design. Equipped with a 1.6 EC5 engine with 110 hp, it offers excellent value for money. Prices start at R$ 13 thousand.

5. Fiat Palio Fire (2004)
The Fiat Palio Fire is a classic in the Brazilian market, especially in the 2004 ELX version with a 65 hp 1.0 Fire engine. This model is known for its simplicity and low maintenance costs, with prices between R$ 15 thousand and R$ 16 thousand.

Benefits of Buying Cars Exempt from IPVA

In addition to the obvious tax savings, owning a car that is exempt from IPVA offers other benefits. Cars that are exempt from IPVA generally have simpler and less expensive maintenance, and replacement parts are easily available. The exemption can also attract new drivers or those looking for a second car for the family, as it significantly reduces the annual cost of ownership.

How to Confirm if Your Car is Exempt from IPVA

To find out if your vehicle is exempt from IPVA, the first step is to check the legislation in force in your state. If the car is more than 20 years old, you can check the website of your state's Finance Department or the Department of Transportation (Detran) to confirm the exemption. Keeping up to date with new proposed laws, such as the one currently being processed in the Chamber of Deputies, is also essential for planning future purchases or sales of old vehicles.

Buying cars that are exempt from IPVA can be a smart strategy for those looking to save money, but it is important to carefully evaluate the condition of the vehicle and your personal needs. With proper research and planning, you can ensure reliable and economical transportation for many years to come.